Product: My Credit Repair Kit

Company: My Credit Repair.com

Company URL: http://www.mycreditrepairkit.com

Price: $39.95 (one-time fee for do-it-yourself kit), or $39.95 per month for the Credit Repair Service.

Consumer: Those who need to have their credit repaired.

The purpose of the My Credit Repair Kit or Service is to help people repair that credit reports.

Pros: Living with bad credit isnít easy. You canít buy the things that you and your family need if you canít get credit because of a spotty credit history. That credit history can be repaired, however, and life will get easier. Depending upon your particular set of financial circumstances, you need either the My Credit Repair Kit do-it-yourself version or you will need to subscribe to the Credit Repair Service through Lexington Law.

If you have some credit problems but are nowhere near considering a declaration of bankruptcy, the My Credit Repair Kit will probably serve your purposes very nicely and for only a one-time cost of $39.95. By following the directions provided in the kit and using the forms that are included, you can "fix" your own credit in a short period of time. If your problems are more extensive, you may need to subscribe to the Credit Repair Service.

Cons: There are no discernible cons associated with the My Credit Repair Kit or the credit repair service that I could determine. The fact that there is no guarantee of satisfaction is not a good thing, but customers would have some recourse through ClickBank or through their credit cards if they were not satisfied.

Guarantee: There is no guarantee of satisfaction stated on the website.

Value for money: My Credit Repair Kit appears to be a good value and there are two added bonuses.

Where to buy: http://www.mycreditrepairkit.com